City comparison
Philadelphia vs Toronto
Philadelphia scores higher on salary; Philadelphia has a lower cost of living. Compare Philadelphia and Toronto on earnings, rent pressure, career opportunity, and 3-year financial impact.
Overall verdict
Philadelphia scores higher overall
Toronto would cost you meaningfully more to live in
How they compare
If you want to save more
PhiladelphiaOverall fitToronto
61 / 53+8 Philadelphia
PhiladelphiaSavingsToronto
57 / 46+11 Philadelphia
PhiladelphiaCareerToronto
67 / 69+2 Toronto
PhiladelphiaLow pressureToronto
67 / 59+8 Philadelphia
If you want career growth
PhiladelphiaOverall fitToronto
65 / 62+3 Philadelphia
PhiladelphiaSavingsToronto
57 / 46+11 Philadelphia
PhiladelphiaCareerToronto
67 / 69+2 Toronto
PhiladelphiaLow pressureToronto
67 / 59+8 Philadelphia
If you want better balance
PhiladelphiaOverall fitToronto
65 / 64+1 Philadelphia
PhiladelphiaSavingsToronto
57 / 46+11 Philadelphia
PhiladelphiaCareerToronto
67 / 69+2 Toronto
PhiladelphiaLow pressureToronto
67 / 59+8 Philadelphia
Financial impact: moving from Philadelphia to Toronto
Based on a representative $80,000 USD salary. Not tax-adjusted.
-$1,151
Monthly
-$13,812
1 year
-$41,436
3 years
Moving from Philadelphia to Toronto: trade-offs
You lose
−Weaker savings potential — Toronto is 11 points lower on savings capacity
−-$1,151/mo estimated net reduction — $13,812 over the first year
Philadelphia
USSalary index
66
Cost index
58
Rent pressure
33
Opportunity
68
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Also see: Toronto vs Philadelphia →