City comparison

Philadelphia vs Toronto

Philadelphia scores higher on salary; Philadelphia has a lower cost of living. Compare Philadelphia and Toronto on earnings, rent pressure, career opportunity, and 3-year financial impact.

Overall verdict

Philadelphia scores higher overall

Toronto would cost you meaningfully more to live in

How they compare

If you want to save more

PhiladelphiaOverall fitToronto
61 / 53+8 Philadelphia
PhiladelphiaSavingsToronto
57 / 46+11 Philadelphia
PhiladelphiaCareerToronto
67 / 69+2 Toronto
PhiladelphiaLow pressureToronto
67 / 59+8 Philadelphia

If you want career growth

PhiladelphiaOverall fitToronto
65 / 62+3 Philadelphia
PhiladelphiaSavingsToronto
57 / 46+11 Philadelphia
PhiladelphiaCareerToronto
67 / 69+2 Toronto
PhiladelphiaLow pressureToronto
67 / 59+8 Philadelphia

If you want better balance

PhiladelphiaOverall fitToronto
65 / 64+1 Philadelphia
PhiladelphiaSavingsToronto
57 / 46+11 Philadelphia
PhiladelphiaCareerToronto
67 / 69+2 Toronto
PhiladelphiaLow pressureToronto
67 / 59+8 Philadelphia

Financial impact: moving from Philadelphia to Toronto

Based on a representative $80,000 USD salary. Not tax-adjusted.

-$1,151
Monthly
-$13,812
1 year
-$41,436
3 years

Moving from Philadelphia to Toronto: trade-offs

You lose

Weaker savings potential — Toronto is 11 points lower on savings capacity
-$1,151/mo estimated net reduction — $13,812 over the first year

Philadelphia

US
Salary index
66
Cost index
58
Rent pressure
33
Opportunity
68

Toronto

CA
Salary index
62
Cost index
68
Rent pressure
41
Opportunity
72

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The comparison above uses a representative salary. Enter yours for an accurate picture.

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