City comparison
New York vs Philadelphia
New York scores higher on salary; Philadelphia has a lower cost of living. Compare New York and Philadelphia on earnings, rent pressure, career opportunity, and 3-year financial impact.
Overall verdict
Philadelphia scores higher overall
Philadelphia is a mixed trade-off compared to your current city
How they compare
If you want to save more
New YorkOverall fitPhiladelphia
57 / 61+4 Philadelphia
New YorkSavingsPhiladelphia
50 / 57+7 Philadelphia
New YorkCareerPhiladelphia
90 / 67+23 New
New YorkLow pressurePhiladelphia
46 / 67+21 Philadelphia
If you want career growth
New YorkOverall fitPhiladelphia
73 / 65+8 New
New YorkSavingsPhiladelphia
50 / 57+7 Philadelphia
New YorkCareerPhiladelphia
90 / 67+23 New
New YorkLow pressurePhiladelphia
46 / 67+21 Philadelphia
If you want better balance
New YorkOverall fitPhiladelphia
65 / 65
New YorkSavingsPhiladelphia
50 / 57+7 Philadelphia
New YorkCareerPhiladelphia
90 / 67+23 New
New YorkLow pressurePhiladelphia
46 / 67+21 Philadelphia
Financial impact: moving from New York to Philadelphia
Based on a representative $80,000 USD salary. Not tax-adjusted.
-$140
Monthly
-$1,680
1 year
-$5,040
3 years
Moving from New York to Philadelphia: trade-offs
You gain
+Less financial pressure — lower rent-to-income ratio means more breathing room
You lose
−Smaller career market — fewer top-tier roles and lower salary ceiling than your current city
Philadelphia
USSalary index
66
Cost index
58
Rent pressure
33
Opportunity
68
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Also see: Philadelphia vs New York →