City comparison
San Francisco vs Toronto
San Francisco scores higher on salary; Toronto has a lower cost of living. Compare San Francisco and Toronto on earnings, rent pressure, career opportunity, and 3-year financial impact.
Overall verdict
San Francisco scores higher overall
Toronto is a step down on both savings and career opportunity
How they compare
If you want to save more
San FranciscoOverall fitToronto
65 / 53+12 San
San FranciscoSavingsToronto
56 / 46+10 San
San FranciscoCareerToronto
96 / 69+27 San
San FranciscoLow pressureToronto
60 / 59+1 San
If you want career growth
San FranciscoOverall fitToronto
81 / 62+19 San
San FranciscoSavingsToronto
56 / 46+10 San
San FranciscoCareerToronto
96 / 69+27 San
San FranciscoLow pressureToronto
60 / 59+1 San
If you want better balance
San FranciscoOverall fitToronto
71 / 64+7 San
San FranciscoSavingsToronto
56 / 46+10 San
San FranciscoCareerToronto
96 / 69+27 San
San FranciscoLow pressureToronto
60 / 59+1 San
Financial impact: moving from San Francisco to Toronto
Based on a representative $80,000 USD salary. Not tax-adjusted.
-$1,474
Monthly
-$17,688
1 year
-$53,064
3 years
Moving from San Francisco to Toronto: trade-offs
You lose
−Weaker savings potential — Toronto is 10 points lower on savings capacity
−-$1,474/mo estimated net reduction — $17,688 over the first year
−Smaller career market — fewer top-tier roles and lower salary ceiling than your current city
San Francisco
USSalary index
100
Cost index
90
Rent pressure
40
Opportunity
94
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Also see: Toronto vs San Francisco →